Dental Practice Financing

    Financing for Operatories, Digital Imaging & Patient Growth

    APPLY ONLINE

    Your dental practice information is kept private and reviewed directly — not distributed to multiple lenders.

    Dental Practice Financing Built Around Your Growth

    Learn how dentist business loans can fund operatories, digital imaging, equipment upgrades, and patient growth with the right capital partner.

    How We're Different

    Work With One Advisor Who Understands Dentistry

    Most online funding platforms send your dental practice information to multiple lenders, which can result in constant calls, emails, and pressure. We know the difference between operatories, digital imaging suites, and patient growth cycles — so we match you with lenders who understand dentistry.

    We don't offer a one loan fits all solution - we identify the financing that best fits your business, cash flow and growth plans.

    • You work directly with one advisor from start to finish
    • Your practice information is not blasted out to multiple lenders
    • We evaluate your dental practice and match you with the best-fit lender

    Our goal is not to create noise.

    It's to help your dental practice secure the right financing with the right partner.

    Ready to Take Your Dental Practice to the Next Level?

    When Opportunity Knocks, Be Ready.

    • •Been denied by a bank for dental practice financing?
    • •Banks spent 16 quarters tightening their lending criteria. We know dentistry and can assess your practice properly.
    • •Need capital for operatories, digital imaging, or equipment upgrades?
    • •Planning a second location acquisition or renovation to support patient growth?
    • •Tired of complicated applications and slow responses?
    • •Our lenders understand dental practices and can move faster with less paperwork.
    • •Need a dentist business loan to open a new location or renovate your office?
    • •Growth Deserves the Right Financial Partner.

    We specialize in helping dental practices secure a business line of credit.

    See What You Qualify For in Minutes

    *No documentation needed at this time. This is just a quick assessment.

    Size Does Matter For Growth!

    Larger Loan Amounts, Longer Terms & Big Rewards

    When comparing dental practice financing options, SIZE DOES MATTER! Big projects like adding operatories, upgrading digital imaging, completing a second location acquisition, or funding major equipment upgrades usually mean big upfront investments — something you can't get from a merchant cash advance. If you've got big plans for your dental practice, we have financing that's the perfect fit. We can help you get a business line of credit with terms up to 36 months to fund those projects while keeping your costs low.

    Our average loan size is over six times larger and repayment terms are more than three times longer than a Merchant Cash Advance. Larger loan amounts mean you can invest in patient growth and technology that will make a significant impact to your bottom line, and longer terms mean your payments are manageable and won't interfere with your cash flow!

    Our Loans
    Merchant Cash Advance
    Avg. Loan Size
    $120,000
    $20,000
    Max Term
    36 Months
    12 Months
    Max Loan Amount
    $1,500,000
    $150,000
    APPLY NOW

    *Please have business information and the last 3 months of bank statements handy. Application only takes ten minutes.

    Industry-Leading Loan Products for Dental Practices

    BANKROLL

    Ultimate Revolving Line of Credit

    Your dental practice is always evolving — and so should your financing. BANKROLL provides maximum loan approval, fixed terms up to 36 months, and fixed weekly payments, plus the flexibility to pay down or draw funds on an unlimited basis. Use it for operatories, digital imaging, equipment upgrades, or patient growth campaigns.

    IO-BANKROLL

    Interest-Only Revolving Line of Credit

    All the great benefits of Bankroll coupled with an interest-only period of up to 1 year. Dental practice owners can enjoy unlimited draws and partial principal paydowns — and only pay the interest for up to a year. Ideal for second location acquisition or scaling your team while preserving cash flow.

    Dental Practice Financing Advantages

    Access to loan amounts from $5,000 to $1,500,000
    Fixed repayment terms up to 3 years
    Streamlined approvals with lenders who understand dental practices
    Streamlined underwriting process with minimal documentation
    Revolving Lines of Credit with Interest-Only Options
    Defer up to 50% of the loan's principal for lower, flexible payments
    Unlimited line of credit draws for up to a year
    Early payoff options available with no fees or penalties
    Financing for operatories, digital imaging, and equipment upgrades
    Capital for second location acquisition and patient growth initiatives
    I'M READY TO APPLY

    *Please have business information and the last 3 months of bank statements handy. Application only takes ten minutes.

    Frequently Asked Questions

    Common questions about dental practice financing, dentist business loans, and how we help practices grow.

    APPLY ONLINE

    *Please have business information and the last 3 months of bank statements handy. Application only takes ten minutes.

    Not Sure Where to Start?

    Pick the path that fits where you are right now. Both options connect you directly with Jonicki Capital.

    Explore Your Options

    See what financing options you may qualify for with just a few questions. No documents are needed to get started.

    Ready to Apply?

    Already know you're ready to move forward? Complete our secure application and provide your three most recent business bank statements so we can get to work.

    START MY APPLICATION

    *Please have business information and the last 3 months of bank statements handy. Application only takes ten minutes.